Commercial Mortgages Cambridge

Cambridge Commercial Mortgage Case Studies

Representative Cambridge commercial mortgages we've placed recently across life-sciences investment, owner-occupier freehold, trading-business, semi-commercial and portfolio refinance. Product type, lender, pricing and the reason the file landed where it did.

Cambridge Biomedical Campus

Lab-enabled office investment refinance, Cambridge Biomedical Campus

Commercial Investment Mortgage

Lab-enabled office single-let investment

£4.2M facility at 65% LTV

  • Facility: £4.2M
  • Property value: £6.4M
  • LTV: 65%
  • Rate: 6.85% pa

Cambridge Science Park

Multi-let office investment refinance, Cambridge Science Park

Commercial Investment Mortgage

Multi-let science park office investment

£3.6M facility at 67% LTV

  • Facility: £3.6M
  • Property value: £5.4M
  • LTV: 67%
  • Rate: 7.15% pa

Hills Road and The Triangle

Dental practice freehold purchase, Hills Road

Owner-Occupier Commercial Mortgage

Owner-occupier dental practice

£1.45M facility at 71% LTV

  • Facility: £1.45M
  • Property value: £2.05M
  • LTV: 71%
  • Rate: 6.75% pa

Newmarket Road

Hotel freehold refinance, Newmarket Road

Trading-Business Mortgage (Hotel)

Independent hotel freehold (42 bedrooms)

£2.15M facility at 64% LTV

  • Facility: £2.15M
  • Property value: £3.35M
  • LTV: 64%
  • Rate: 8.25% pa

Mill Road

Semi-commercial portfolio refinance, Mill Road

Portfolio Refinance (Semi-Commercial)

Five-block semi-commercial portfolio (5 retail units + 7 flats)

£1.85M facility at 73% LTV

  • Facility: £1.85M
  • Property value: £2.55M
  • LTV: 73%
  • Rate: 7.45% pa

Newnham and Grange Road

Professional services freehold purchase, Newnham

Owner-Occupier Commercial Mortgage

Owner-occupier professional services freehold (legal firm)

£1.1M facility at 71% LTV

  • Facility: £1.1M
  • Property value: £1.55M
  • LTV: 71%
  • Rate: 6.55% pa

Cherry Hinton

Lab investment acquisition, Granta Park

Commercial Investment Mortgage

Single-let lab investment

£5.6M facility at 65% LTV

  • Facility: £5.6M
  • Property value: £8.6M
  • LTV: 65%
  • Rate: 6.95% pa

Cambridge City Centre

Restaurant freehold refinance, King's Parade

Commercial Remortgage (Trading-Business)

Free-of-tie central restaurant freehold

£925K facility at 64% LTV

  • Facility: £925K
  • Property value: £1.45M
  • LTV: 64%
  • Rate: 8.15% pa

Trumpington and Cambridge South

Neighbourhood retail freehold purchase, Trumpington Meadows

Owner-Occupier Commercial Mortgage

Owner-occupier neighbourhood retail (convenience store + post office)

£780K facility at 74% LTV

  • Facility: £780K
  • Property value: £1.05M
  • LTV: 74%
  • Rate: 7.05% pa

Chesterton and Cambridge North

Retail parade portfolio refinance, Chesterton

Portfolio Refinance (Commercial Investment)

Eight-unit retail parade investment

£2.35M facility at 68% LTV

  • Facility: £2.35M
  • Property value: £3.45M
  • LTV: 68%
  • Rate: 7.25% pa

Case studies are representative examples. Names and identifying detail are anonymised at the borrower's request. Lender attributions reflect deals placed within the past 24 months.

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